How Can I Get Health Insurance Coverage?
Millions of Americans lack health insurance, mostly as a result of their working conditions. Several groups fall between the cracks: part-time workers, freelance workers, and students for a start. And now that companies are slashing prices and trimming budgets, employee benefits like health care are often the first thing to be compromised. But many of us don’t realize how easy it is to get affordable coverage, no matter what our working conditions are like. If you’re one of the 50 million Americans without health insurance, here are the different ways you can go about getting it.
Corporate-Sponsored Insurance
This is the most common form of health insurance in the country: individuals who work for corporations, and receive health insurance through their business. Usually there are requirements, such as hourly commitment per week, or a number of months with the company, before the health insurance kicks in. Sometimes the employee pays part of the monthly fee; sometimes the company pays all of it. In addition, you always need to be careful of WHO exactly is covered in your corporate sponsored insurance. Don’t assume your family is covered—you may need to pay additional money so include your family on your policy.
Tags: corporate
